Local Matters

Like you, we live here and believe in our community. We love that we're neighbors and are here to help you achieve your dreams. Whether you're buying or renovating a home, building or re-building a business, our local ownership and management gives us the advantage in helping you achieve financial goals. Local decision-making means a quick loan review process by a team that lives here and understands the local markets firsthand; local means your loan application doesn't wait for an underwriter or computer algorithm operating somewhere else. As a Manhattan business, we understand the local economy and housing market; we feel a personal commitment to your success. We believe in supporting other local businesses and want to see our hometown grow and succeed.

Discover how our community is at the heart of everything we do, even our name: Read our History

Learn about our Mission, Vision, and Values

Personal Service

You're more than an account number to us; you're our neighbors and family. So expect to be greeted and treated accordingly when you walk through our front door or call our personal bankers.

When you have questions, our friendly team will get you the answers you need quickly. We want to build a solid personal relationship with you; the more we know about your needs, the better we can serve you and help you achieve your goals. Our loan officers will work with you to find the best loan option and tailor it to suit your personal needs. When you're on the move, we're available online, by phone and through our mobile app - so you're always in control of your accounts.

Ready to start a conversation? Meet our employees

Share our dedication to personal service? Learn about careers

Competitive Rates

Our deposit and loan rates are competitive with local and online banks to ensure your money is working efficiently. Whether your needs are immediate or you're planning for the future, we offer a wide range of products and programs to serve your financial needs and goals.

View today's rates (PDF)

Discover our Personal Banking products and services

Learn more about our Business Banking offerings