Compare Checking Accounts

Feature	Nifty 50 Plus Checking	Community Choice Checking: Economy	Community Choice Checking	Community Plus Interest Checking
Amount to Open	$100	$100	$100	$100
Minimum Balance Requirement?	None	None	$300 minimum or $750 average daily balance to waive monthly fee	$750 minimum or $1,500 average daily balance to waive monthly fee
Visa® Debit Cards	✓	✓	✓	✓
Debit Card Transactions	Unlimited	Unlimited	Unlimited	Unlimited
Check Writing	Unlimited	$1 per paper debit from the account	Unlimited	Unlimited
Free E-Statements	✓	✓	✓	✓
Monthly Service Fees	None	None	$6 if $300 minimum balance or $750 average daily balance is not maintained	$10 if $750 minimum balance or $1,500 average daily balance is not maintained
Earns Interest?	Yes*	No	No	Yes*
Age Requirement	50 or older	18 or older	18 or older	18 or older
Other Benefits	First order of 60 Nifty 50 checks printed at CFNB FREE then 25% discount on future orders All Nifty 50 checks printed at CFNB FREE if relationship balance is $10,000 or greater Earns a competitive variable interest rate on daily available balance greater than $750 Discount on safe deposit box Free money orders Free cashier’s checks	None	None	Earns a competitive variable interest rate on daily available balance

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*The following terms apply to interest earning checking and money market accounts. Interest will compound and pay to your account monthly. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the available balance in the account each day. Interest begins to accrue no later than the business day the bank receives credit for the deposit of non-cash items (for example, checks). At our discretion, the interest rate and annual percentage yield may change. Fees may reduce yields. If you close an interest earning account before interest is credited, interest will be forfeited. Please refer to bank interest rate sheet or website for current interest rates. Checking, money market, and savings accounts with no customer initiated activity for 12 consecutive months will be considered dormant. A $5 monthly dormant fee will be assessed on checking and money market accounts with a balance of $100 or less.