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Certificates of Deposit

Advance your savings goals

Grow your savings and help achieve your financial goals with Certificates of Deposit.

Whether you are investing for the long or short term, a Certificate of Deposit can help you reach your goal. You will enjoy competitive rates and a variety of options ranging from one year to five years and occasional specials.

With a certificate of deposit, you lock in a competitive interest rate in exchange for committing to holding the funds in the account for a specified term. Saving is even more convenient because the certificate will automatically renew at the current interest rate offered when the certificate matures. Ready to act on your goal? When the certificate matures, you can access your cash without an early withdrawal penalty.

The Federal Deposit Insurance Corporation insures each depositor to at least $250,000. Talk with a personal banker to explore options for saving larger amounts.

Community Certificate of Deposit*

  • $1,000 minimum opening deposit
  • 12 month to 60 month terms available
  • Penalty for early withdrawal varies according to the term of the certificate
  • Earns a competitive interest rate on ledger balance

Ready to open an account? Stop into a branch and meet with a personal banker.

Need more information? Review these resources:

* Interest will compound and pay to your certificate annually and/or at maturity depending upon term of your certificate. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate of the available balance in the account of each day. The disclosed annual percentage yield assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Presentation of the original certificate is required to make any withdrawals. Please refer to bank interest rate sheet or website for current interest rates.